Financial Policies

Cost

The cost of treatment depends on the severity of the patient’s problem. You will be able to discuss fees and payment before treatment begins. We have payment plans to suit different budgets, along with information and forms for outside financing through Orthodontic Fee Plans (OFP). We file all of the necessary papers to your insurance company. We work hard to make orthodontics affordable and to insure you receive the insurance benefits to which you are entitled.

Fees

In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established this financial policy:

• If full payment is made at the time of treatment, we will offer a bookkeeping discount.
• To fit your individual needs, financial arrangements can be made to extend your payments over a period of months.
• For your convenience, we accept payment by cash, Visa and Mastercard.
• In cases of serious delinquency, treatment will be discontinued, although we will make every effort to accommodate patients with temporary difficulties.

Insurance

If you have insurance, we will help you to determine the coverage you have available. We will file all insurance claim forms for you. Professional care is provided to you, our patient, and not to an insurance company. Thus, the insurance company is responsible to the patient, and the patient is responsible to the doctor. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf.

Flex Plan

We can also help you take full advantage of your flexible spending account benefits to reduce your out of pocket expense.

Automatic Bill Payment Option

Please ask about our automatic bill payment program that is designed for your convenience.

In-House Financing with No Interest

We are very sensitive to the fact that different people have different needs in order to fulfill their obligations, and that every family’s financial situation is unique. With those values in mind, our office gladly offers our own in-house financing with no interest over the course of your payment program. We offer this service because want to make it as convenient and comfortable as possible for our patients and their families to obtain an important health service like orthodontic treatment.